Why Mortgage Mantra

Why use mortgage mantra or any other broker and not your own bank or another bank?

·         BANK SELLS ONLY 1 PRODUCT – THEIR OWN

·         IF YOUR APPLICATION DOES NOT FIT THE BOX – DECLINED (NO REASON GIVEN IN MANY CASES)

·         IF YOUR APPLICATION IS APPROVED – NOT MUCH SCOPE ON NEGOTIATIONS OF RATES & FEES IN MOST CASES

·         YOU MAY BE CHARGED APPLICATION FEE, LOW EQUITY MARGIN

·         YOU HAVE TO TAKE TIME OFF TO GO TO THE BANK AT LEAST ONCE

·         IN MANY CASES YOU DO NOT EXPLAIN YOUR SITUATION FULLY

·         BANK MAY NOT BE FLEXIBLE – DO NOT FIT THE BOX SCENARIO

·         BANKER MAY BE NEW TO ROLE AND APPLICATION IS DECLINED

WE HAVE ACCESS TO DIFFERENT LENDERS WITH DIFFERENT SHAPED BOXES TO MEET YOUR APPLICATION NEEDS

·         WE COME TO YOU AND SPEAK YOUR LANGUAGE-UNDERSTAND YOU AND YOUR SITUATION BETTER AND PRESENT THE APPLICATION DIFFERENTLY TO ACHIEVE AN APPROVAL THAT MATCHES YOUR NEEDS.

·         WE ARE ABLE TO MATCH THE APPLICATION WITH A LENDER

·         WE SEARCH FOR THE MOST VIABLE OPTION FOR YOU IN CONSULTATION WITH YOU

·         WE GUIDE YOU THROUGH THE BUYING PROCESS-EVERY STEP WHEREAS THE BANK WILL NOT BE AS INTERESTED AS WE ARE

·         WE ARE AVAILABLE 7 DAYS A WEEK TO ANSWER YOUR QUERIES OR TO VISIT YOU AT YOUR PLACE

·         IN CONSULTATION WITH YOU AND AFTER WORKING ON YOUR BUDGET, WE WILL PUT THE APPROPRIATE LOAN STRUCTURE IN PLACE FOR YOU.

·         IN MOST APPLICATIONS, WE DO NOT CHARGE YOU A FEE. IF THERE IS A FEE INVOLVED, THIS IS DISCUSSED AND AGREED ON BEFORE WE START WORK ON YOUR APPLICATION.