Why use mortgage mantra or any other broker and not your own
bank or another bank?
·
BANK SELLS ONLY 1 PRODUCT – THEIR OWN
·
IF YOUR APPLICATION DOES NOT FIT THE BOX –
DECLINED (NO REASON GIVEN IN MANY CASES)
·
IF YOUR APPLICATION IS APPROVED – NOT MUCH SCOPE
ON NEGOTIATIONS OF RATES & FEES IN MOST CASES
·
YOU MAY BE CHARGED APPLICATION FEE, LOW EQUITY
MARGIN
·
YOU HAVE TO TAKE TIME OFF TO GO TO THE BANK AT
LEAST ONCE
·
IN MANY CASES YOU DO NOT EXPLAIN YOUR SITUATION
FULLY
·
BANK MAY NOT BE FLEXIBLE – DO NOT FIT THE BOX
SCENARIO
·
BANKER MAY BE NEW TO ROLE AND APPLICATION IS
DECLINED
WE HAVE ACCESS TO DIFFERENT LENDERS WITH DIFFERENT SHAPED
BOXES TO MEET YOUR APPLICATION NEEDS
·
WE COME TO YOU AND SPEAK YOUR
LANGUAGE-UNDERSTAND YOU AND YOUR SITUATION BETTER AND PRESENT THE APPLICATION
DIFFERENTLY TO ACHIEVE AN APPROVAL THAT MATCHES YOUR NEEDS.
·
WE ARE ABLE TO MATCH THE APPLICATION WITH A
LENDER
·
WE SEARCH FOR THE MOST VIABLE OPTION FOR YOU IN
CONSULTATION WITH YOU
·
WE GUIDE YOU THROUGH THE BUYING PROCESS-EVERY
STEP WHEREAS THE BANK WILL NOT BE AS INTERESTED AS WE ARE
·
WE ARE AVAILABLE 7 DAYS A WEEK TO ANSWER YOUR
QUERIES OR TO VISIT YOU AT YOUR PLACE
·
IN CONSULTATION WITH YOU AND AFTER WORKING ON
YOUR BUDGET, WE WILL PUT THE APPROPRIATE LOAN STRUCTURE IN PLACE FOR YOU.
·
IN MOST APPLICATIONS, WE DO NOT CHARGE YOU A
FEE. IF THERE IS A FEE INVOLVED, THIS IS DISCUSSED AND AGREED ON BEFORE WE
START WORK ON YOUR APPLICATION.
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